What Is a Good Credit Score? A good credit score is a numerical representation of an individual's creditworthiness, indicating their ability to manage debt and repay loans responsibly. A good credit score typically falls within the range of 670 to 850, although the exact definition of "good" may vary depending on the lender and the type of credit you're seeking. With a good credit score, individuals are more likely to qualify for loans, credit cards, and other financial products at favorable interest rates and terms.