https://central.xero.com/s/question/0D58V00009NDNVLSA5/liveprocess-is-%F0%9D%94%BC%F0%9D%95%A9%F0%9D%95%A1%F0%9D%95%96%F0%9D%95%95%F0%9D%95%9A%F0%9D%95%92-actually-fully-refundable24-hours-of-callinghttps://central.xero.com/s/question/0D58V00009NDNVLSA5/liveprocess-is-%F0%9D%94%BC%F0%9D%95%A9%F0%9D%95%A1%F0%9D%95%96%F0%9D%95%95%F0%9D%95%9A%F0%9D%95%92-actually-fully-refundable24-hours-of-calling