Animal liability insurance provides financial protection for pet owners if their animal causes harm or damage. This type of insurance covers injuries inflicted by the pet, medical treatment costs, and legal expenses if the owner is sued. It can apply to a variety of animals, from dogs to exotic pets. Animal liability insurance is essential for owners of pets that may have unpredictable behavior or higher liability risks. By having this coverage, pet owners are safeguarded from the unexpected costs that arise if their animal causes an accident or injury to a person or another animal.