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Or, you probably have been having problems qualifying to have a new family savings. If so, it is quite probable that your name has been reported from your past bank to a database called ChexSystems. This database is what banks use to report risky bank customers to each other. Once you are in ChexSystems, [Redirect-302] it can be hard to be entitled to a new bank account with most banks.
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You still need the signed Sheriff letter.